How to Withdraw Money Without SASSA Card in 2025?

Have you lost your SASSA card, or has it expired, and now you’re urgently looking for ways to access your funds? Don’t worry, as the South African Social Security Agency (SASSA) offers several convenient and secure alternatives for beneficiaries to receive their grants without using a physical card.

If you are a South African grant recipient and not sure how to withdraw money without SASSA card, this guide is for you. Some popular ways to get your money securely include eWallets, SASSA-partnered retailers, and the OTP withdrawal option.

Each of these cardless payment methods has its own procedure, so it's important to understand the steps involved to ensure a safe and smooth transaction.

Table of Contents

1 How to Withdraw Money without SASSA Card? 6 Secure Cardless Payment Methods

2 Which Cardless Withdrawal Method is Best for SASSA Grants? Pros and Cons Explained

3 How to Withdraw Money Without SASSA Card Safely? Tips to Follow

How to Withdraw Money without SASSA Card? 6 Secure Cardless Payment Methods

Check out some quick cardless funds withdrawal methods mentioned below for SASSA grant holders:

SASSA OTP Withdrawal

One of the easiest ways to access your SASSA funds is through an OTP (One-Time Pin) withdrawal method. There are two ways to receive your payment via OTP:

Visit the SASSA-partnered retailer (Pick & Pay, Checkers, Shoprite, OK, Usave) and show your valid ID at the counter. The staff will generate an OTP, which will be sent to your mobile phone. Once you confirm the OTP, you will be able to withdraw your money instantly without needing a SASSA card.
Log in to the SASSA web portal and click on the ‘Cash Withdrawal’ option. Enter the grant amount you want to withdraw and tap the ‘Send OTP’. You’ll get a password on your mobile phone. Enter the password and press ‘Enter’ to complete identity verification. Once your identity is verified, the payment will be deposited into your registered bank account.

Cash Send or eWallets

Receiving your SASSA funds through digital wallets is commonly known as Cash Send Payments. The ABSA, Nedbank Send-iMali, and FNB’s eWallets are the most popular cash withdraw options nowadays.

If you don’t have your SASSA cards, you can conveniently access your grant through these fast, secure, and free payment methods.

Simply transfer the money from your bank account to your chosen eWallet. Then, enter the 10-digit SMS code received on your mobile phone to confirm the transaction. You can withdraw your funds from an ATM or any nearby retail store.

Money Transfer Through Bank

If your SASSA card is lost or stolen, receiving the funds through a bank account is one the safest and most secure alternatives.

To switch your payment method, visit your nearest SASSA office and request the change. You can also change your SASSA banking details online. You’ll need to provide the necessary documents, including your South African Identity Document, proof of bank account ownership, and a recent bank statement.

Once your application is submitted, it may take approximately 4-6 weeks for your SASSA grant to start reflecting in your bank account.

How to Withdraw Money Without SASSA Card Via Post Office?

Receiving your SASSA grants through the post office is a reliable way to get your payments in cash. To use this method, visit your nearest South African Post Office (SAPO) branch with a valid ID card.

Provide your grant reference number and other account details to the cashier for identity verification. Once your information is verified, you’ll be able to withdraw your money instantly.

Retailer Cardless Withdrawal Services

The South African Social Security Agency (SASSA) partners with many retail stores across the country to provide convenient payment and withdrawal services.

You can collect your funds from well-known retailers, such as Shoprite, Checkers, Spar, Boxer, Pick n Pay, and others, using your valid ID and registered phone number.

Just visit your preferred retail store and talk to the customer care representative for assistance. After a few quick verifications, you will be able to withdraw your money immediately. Don't forget to update your registered phone number to receive OTPs and codes if you've lost it.

Postbank Transactions Without Card

The banking services offered by the South African Post Office are commonly referred to as Postbank. This cardless payment system allows recipients to withdraw their SASSA grant money without needing an ATM or a physical card.

To avail of this service, simply visit your nearest Post Office and present your Identity Document (ID) to the office holder. You will receive a voucher containing a code, which must be shared with the cashier. After the code verification, you will be able to withdraw your money.

Which Cardless Withdrawal Method is Best for SASSA Grants? Pros and Cons Explained

Each cardless money withdrawal method has its own set of advantages and disadvantages. The best option for you will depend on your individual needs and priorities.

If you don’t have a bank account, using retailer services can offer a convenient alternative. For faster transactions, digital wallets may be the best choice. Similarly, if you prefer an automated and secure system, a direct bank deposit is highly recommended.

Choosing the right option is essential for safe, fast, hassle-free access to your SASSA R350 and other grant payments. Before you switch the withdrawal methods, you also need to make sure that the grant eligibility matches the latest SASSA SRD requirements.

So, to help you decide which cardless withdrawal method is best for SASSA grants, here’s a complete breakdown of the pros and cons of each payment method described above:

Cardless Withdrawal Option	Pros	Cons
SASSA OTP Withdrawal	Quick and Accessible Option	Requires ID and phone verification.
Cash Send and eWallets	User-friendly and Fast Service	Withdrawal fee can be a bit higher.
Bank Transfer	Secure and Hassle-free	Opening a bank account is necessary that may cause a delay initially.
Post Office	No Card Required	Limited branches available that wastes a lot of time in long queues.
Retailer Services	Convenient and Reliable	Needs phone verification
Transactions Via Postbank	Accessible as its available at major Retailer Stores.	Involves verification process that may take time sometimes.

How to Withdraw Money Without SASSA Card Safely? Tips to Follow

Withdrawing your SASSA grant without a physical card is easy, but needs a few preventive measures to ensure the process remains smooth and secure. So, before using an alternative cardless payment method, SASSA recipients should keep the following points in mind:

Never share your OTP or any passwords with others to protect yourself from fraud and unauthorized access.
Always use the official SASSA website (srd.sassa.gov.za) and online portal to avoid scams. Remember, SASSA will never ask to share your personal information or PIN via phone call, SMS, or email. So, be cautious of any such attempts.
Only use SASSA-partnered retailers for withdrawals. Avoid using private offices or unauthorized services.
Immediately contact SASSA If you feel any fraudulent activity.